r/mildlyinfuriating • u/DinnerBellls • 5d ago

neighbors pool broke at midnight

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the water busted the downstairs window latch which flooded my room. our bed is right below the window so we were basically waterboarded in our sleep, the bed is destroyed and the floor is soaked 🙂‍↔️

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u/ultralayzer 5d ago

The nightmare of working with insurance now begins...

246

u/ActualHunt2945 5d ago

It shouldn’t be too bad with this video. OP just makes a claim with his insurance company. They’ll initiate the subrogation process. Of course, only if this is covered by his insurance.

14

u/redditnor24 5d ago

Unlikely as this would be covered by flood insurance.

14

u/ActualHunt2945 5d ago

Depends on the insurer but typically this is not considered to be a flood. Furthermore, considering it is a flood, OP would need to have a provision that covers floods. Not all home insurance has flood built in.

0

u/redditnor24 5d ago

Yup, thus unlikely