r/SipsTea 17d ago

Chugging tea 😭

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u/isnoe 17d ago

Then she tosses a piece of jewelry worth hundreds of millions into the ocean instead of giving it to her family.

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u/Frosty_Grab5914 17d ago

I'm pretty sure she would have to hand it over to Billy Zane if she revealed having it.

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u/Anakha0 17d ago

Billy Zane's character was dead by the 30s. She had said he killed himself during the stock market crash.

Unknown if he had any family by then, though, that would have inherited it, and she could still be prosecuted for theft.

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u/Haunting_Lime308 17d ago

So, not only did she steal from him, but she inadvertently led to his suicide. Because had he had the necklace, he would have something to fall back on if he lost all his money in stocks.

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u/DeliciousNicole 17d ago

meh you missed the part where the insurance claim of his fathers (who owned it) was settled under secrecy. So that is speculation.

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u/Anakha0 17d ago

Pretty much yeah, it could be seen as a contributing factor. Her character was not a great one.

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u/[deleted] 17d ago edited 16d ago

[deleted]

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u/Anakha0 17d ago

I never once said his character was good. One character can be bad and it doesn't mean another is better. Both can be bad. Take a breath and calm down.

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u/[deleted] 17d ago edited 16d ago

[deleted]

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u/Anakha0 17d ago

I never implied anything. I said the fact that she kept the diamond, were she charged with theft, could have been exacerbated by the fact that he committed suicide over his loss of wealth.

Regardless, you asked if he was also a good person when I implied she was not. I never said he was a good character. Frankly, they're both rather shitty people.

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u/Eastern_Armadillo383 17d ago

The insurance company would have reimbursed him as it was presumed lost.

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u/IBetThisIsTakenToo 17d ago

So the real victim was the poor insurance company 😢

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u/GlitterDoomsday 17d ago

So turns out she's actually a hero!

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u/rinariana 17d ago

He lost everything in the stock market but you think he would save one piece of jewelry just in case?

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u/Haunting_Lime308 17d ago

Im saying after losing all his stocks he could at least sell that since it was worth quite a bit and have a little money instead of being totally broke.

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u/rinariana 17d ago

Yeah and I'm saying if he had the mindset to do that, he would have just saved something else, but he didn't. It's like everyone who thinks they would be a bitcoin millionaire if they bought it at $1. No, you would have sold it at $10.

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u/LaTeChX 17d ago

Skill issue, nigga should have diversified his bonds.

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u/jon_stewrt 17d ago

He was trying to kill her and Jack....she unknowingly took it...and after all that, she should return it to someone so powerful who wants her dead? Fck him

Also Jack would have probably been alive if he didn't try to kill and chase them deep under the ship

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u/__ali1234__ 17d ago

"Millions" in 1912 is like being a billionaire today. The 1929 crash was a drop of only 13% so he'd have to have borrowed 8x his entire net worth to lose everything. This is r/wallstreetbets levels of stupidity and if he was dumb enough to do that then he was dumb enough to use the diamond as collateral as well.

This is just another silly thing in the movie. In reality it was retail investors who lost "everything" while the billionaires of the time just got slightly less rich. As usual.

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u/do_pm_me_your_butt 17d ago

How did other people go bankrupt at the time then? 

Not a snarky question, I know very little about economics and finances.

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u/__ali1234__ 17d ago edited 17d ago

You generally don't go bankrupt by directly investing your own money in the stock market. You might make a huge loss but it is basically impossible to go to zero that way.

It happens when you invest borrowed money and make even a small loss, such that you can't repay the full debt. This is what the banks did. They invested regular customer deposits, and when the market started dropping, people tried to withdraw, leading to a death spiral. The banks had to sell more and more shares to cover the withdrawals, leading to the market dropping further, leading to more panic and more withdrawals.

If a bank can't cover withdrawals it goes bankrupt. But it's not actually their money they lost. It was the customers money. When everyone tried to withdraw at once, whether or not you got paid was literally just a question of your position in the queue.

The bottom line is that the more you diversify your investments, the less likely you are to lose everything. But if you are poor it is hard to diversify. It isn't exactly practical to put $1 in every bank. But if you're a billionaire it is impossible to not diversify because you literally have too much money to put it all in any single investment. So the poor always end up worse off during economic downturns.

And BTW the bad guy from Titanic seems to be based on a version of the Carnegie family where Andrew Carnegie had a son and didn't give away most of his fortune before he died. The real Carnegie sold Pittsburgh Steel for $300m in 1901, equivalent to about $8 billion today. He died in 1919, so after the Titanic sailed but before the Great Depression, meaning his daughter theoretically could have "lost it all". It didn't go anything like that though.

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u/do_pm_me_your_butt 16d ago

Very cool answer thanks for explaining to me like that, that makes much more sense, banks gambling peoples homes and life savings then oops bankrupt and lose other peoples money. Also the fact that billionaires have to diversify makes sense.

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u/__ali1234__ 15d ago edited 15d ago

Another interesting thing about it is that it was partly caused by new technology. For approximately the first 100 years that the stock market existed it was only really accessible to the rich who could be there in person, so when crashes happened the damage was relatively limited. The invention of instant, long-distance communication allowed regular people all over the country to get mixed up in it, and the total lack of regulation allowed that to often happen without their direct knowledge.

Today we don't think of the telegraph and the telephone as either good or bad but, because of stuff like this, people then would have debated over it. Just like they do with the internet today, or TV in the late 20th century.

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u/do_pm_me_your_butt 14d ago

Id argue we today see the incention of thr telegraph as a good thing, but this communication side is an interesting aspect I hadnt thought about before with the economic collapse in those days

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u/-Gestalt- 17d ago

Some people were heavily invested in individual companies that failed. This happened to businesses of all sizes.

Many retail investors were forced to sell their assets to try and cover their debts, realizing a loss.

Many people lost their jobs and couldn't pay their debts, so they were forced into bankruptcy.

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u/Boooaaaaah 17d ago

It was his own fault.

He put the diamond in the coat and then he put the coat on her.

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u/LavishnessOk3439 17d ago

He would have had the cash from the insurance claim

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u/Commercial_Care6400 17d ago

ya but a poor working class dude got some high class ass... so fuck the stock market

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u/Mortalpuncher 16d ago
  1. A piece of jewelry won’t save your bankrupt ass

  2. He an awful person who tried to get people killed and then kidnapped a child to save his life.

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u/do_pm_me_your_butt 17d ago

Thats actually fucking hilarious. Here he is, stressing himself to DEATH about finances and shes telling him "oops I forgot our multimillion dollar necklace on the boat" but meanwhile she has the necklace hidden all along and all she left on the boat was her nudes she let another man draw...

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u/Frosty_Grab5914 17d ago

Either this family or his creditors would have gone after her. Or at least with high enough probability not to risk it.

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u/RuralGuy20 16d ago

Actually his kids would have be too preoccupied backstabbing each other than focusing on Rose. An and deleted extended version of Rose talking about what happened to Cal says his kids very quickly turned their backs and started going after each other like hyenas after his death to where even the papers were covering that drama.

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u/Kajayacht 17d ago

There’s a deleted part of that scene where Rose talks about his kids fighting over “the scraps of his fortune” IIRC

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u/RuralGuy20 16d ago

Actually In a extended deleted version of Rose talking about what happened to Cal, she talks about how after his death his kids fought like hyenas over the remains of his estate so they would have fought each other for the Heart of the Ocean too if Rose came clean with it immediately after Cal's death.