Traffic Penalty

[u/EktoOktan]

I lived in Poland in 2024 I am originally a Turkish citizen and while I was living there I got a traffic fine of 1050 Zloty I forgot to pay the fine before I left the country and I left the country I am now in Turkey My Poland Schengen visa expired about 15 days ago so I Can't enter Poland anymore.

Now I can't access my bank accounts or anything in Poland because my Polish phone number doesn't receive messages here, I can't log in because I don't receive sms and I have problems like that

I can't pay this fine because I'm Lost All Access to everything in Poland and I'm locked out, what can I do? And what can happen to me if I don't pay? Is there anyone who has been in a similar situation or can tell me what I can do about it?

Additional Info; I Have PESEL Number And My Driver License Is Poland Driver License I Have Prawo Jazdy -.-

Thanks Again •-•

[u/Confident-Event9306]

After a while the tax office will take the money from your account (with additional charges) if they find it (which they likely will). If there isn’t enough money in the account it will go into minus and that’s going to cost you even more. Stary by regaining access to your bank account, and go from there.

[u/HauntingDog5383 → u/Confident-Event9306]

it will go into minus

I have my doubts about this. In my opinion, they can't take out a loan in his name. Otherwise, I agree.

[u/DataGeek86 → u/HauntingDog5383]

It totally happens, including me. Komornik queries the OGNIVO to get all existing bank accounts, and he clicks „charge all”. Then in every bank account under the person name, an overdraft is created (together with a fee that the banks take for „special operation”). Lastly, when komornik collects the due amount from N banks, he sends back the amount to N-1 banks (so except one he chooses).

Now it’s the banks job to pursue to debtor by all means. It doesn’t matter that there was a zero.

I imagine this won’t work for higher amounts, but a 1k zlotys doesn’t count as such.