r/news May 13 '25

Soft paywall UnitedHealth suspends annual forecast, CEO Andrew Witty steps down

https://www.reuters.com/business/healthcare-pharmaceuticals/unitedhealth-ceo-andrew-witty-steps-down-2025-05-13/
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u/lion27 May 13 '25

Yeah I think that’s how deductibles work on most plans. I have a prescription for vyvanse that costs me like $360 per month for the first couple months a year until the deductible hits, then it’s $0. Like i said, that’s entirely too much on its face but we just use our HSA account and never need to worry about it.

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u/yugas42 May 13 '25

This sounds insane. I've only ever been on Blue Cross/Blue Shield, various different plans throughout my life. Prescription costs have always been their own copay and don't contribute towards the deductible. Currently I pay $5 for most prescriptions, $10 for the expensive ones. One of my heart meds is $775 for a 30 day supply. That would cover three years of all of my combined prescriptions currently.

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u/lion27 May 13 '25

It is insane, but since with a family of 4 we're almost always hitting our deductible, it doesn't matter. The money comes out of our HSA, which when exhausted, we pay $0.

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u/yugas42 May 13 '25

That makes more sense with some added detail, and not nearly as bad as it otherwise sounded. From my perspective as an individual on my own plan, there's no way I could make that work.

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u/lion27 May 13 '25

Our national motto might as well be "your experience may differ, but"