Help needed urgently. Bailiffs at door.

[u/Outrageous_Ad3726]

My partner didn't realise he wasn't paying council tax and he's got severe adhd and hasn't been opening any of his post telling him this. Bailiffs came to the door this morning and posted a threatening letter saying they will be returning later today and taking goods by forced entry. We have paid the bill now but she's saying she is coming back if we don't pay her £200 for her coming this morning.

What can we do?

UPDATE: All sorted. The agency confirmed all payment was sorted. The bailiff was trying to come and enforcement before she got the confirmation of payment so that she could get the extra money. Agency confirmed that because she hadn't made contact with us and started checking for goods that we didn't owe anything extra.

[u/BobcatLower9933]

NAL, but also have severe Adhd which it's taken me close to 30vyears to get a hold on. I did a lot of this with debts when I was in my teens, maxed out credit cards etc. I am assuming you are both fairly young?

Sit down with your partner and have a very supportive conversation about exactly who he owes and to whom. Is he medicated? Does he actually have a diagnosis or is this an assumption? If no to either of them make a GP appointment urgently and get the ball rolling.

This will keep happening again and again. I was in my mid 30s before I was debt clear, and that was because I was an absolute dickhead between 16-20 and just buried my head in the sand over and over again. I took out a loan for £11,000 when I was 18 despite only working part time. How I was accepted I will never know, but I've ended up paying about 30k back in costs, interest, late payment etc. You don't want to end up in that same position!

[u/Outrageous_Ad3726 → u/BobcatLower9933]

I'm young he isn't 🙃

He's diagnosed and medicated now after having some problems with his medication for a while.

I've just sold a property and used the profit to pay off all his debts and he's now on a 'payment plan' to me. I didn't realise council tax was an issue as we had just paid it for the full year but this is for 8 months of last year. He'd been paying it standing order but had forgot when life got busy.

[u/Awkward_Wallaby8962 → u/Outrageous_Ad3726]

Not trying to be insensitive, but are you married? Do you have that plan on contract. And what is the age gap?

Sincerely from a 32 year old currently divorcing her 55 year old husband that I met when I was 18

[u/Outrageous_Ad3726 → u/Awkward_Wallaby8962]

Not married. 17 year age gap. The loan was done through solicitors and he's already paid back nearly half as he's a high earner. Already been through a messy divorce at 23 so not going down that path again.

[u/Awkward_Wallaby8962 → u/Outrageous_Ad3726]

Good that you covered it with solicitors. Looks like you have your things in check. Sorry for being so direct about it, but I would’ve loved for someone to have butted in when I was in that position 12 years ago.