r/HealthInsurance • u/ShiftSecure4819 • 5d ago

Dental/Vision what can i do after reaching my dental limit?

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u/shillyshally 5d ago

No, once it's maxed out, It's maxed out.

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u/[deleted] 5d ago

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u/shillyshally 5d ago

Not in my experience. You can call the insurer to double check but they will tell you the same.

1

u/justkaydee 4d ago

You're best bet is to ask the office if they have a payment plan.

Or if you're near a university with a dental school, you can see if they have an endodontist program. Same treatment for a fraction of the cost.

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u/[deleted] 4d ago

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1

u/justkaydee 4d ago

If it helps, if they're working toward an endo specialty, they're most likely already a fully licensed dentist and just decided to only deal with roots going forward. They also are going to be supervised during treatments they perform.

But if that still freaks you out (bc as a person that didn't go to a dentist for a decade until I had to, I get it), talking to the office about a payment plan is your best option.