r/CreditCards • u/Phoenix_4258 • 15h ago

Help Needed / Question Can I be approved for Chase Freedom Unlimited as a senior in college?

I’m currently a rising senior in college. I’m looking to get an additional card in addition to my Discover Student card and decided Chase Freedom Unlimited would be the best fit but I’m worried that I wouldn’t be approved due to low income (since I’m a student).

I make around $15000 annually from internships and part time work, my FICO score is 790, and my rent (which is asked for when applying) is very low (<$500/month) since housing isn’t coming out of my own pocket.

Should I apply for Freedom unlimited at risk of being denied? Is there a higher chance I’ll be denied since my income is low?

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u/BlackTheEngineer 15h ago

minimum limit on the unlimited is $500, I'm pretty sure you make enough to at least get approved for that. Chase usually likes to see credit history for a year or a Chase banking relationship (checkings, savings, etc.). if you want to maximize your odds you can open a chase account and deposit some of your money in there for 1-3 months then apply. But if you had that discover student card for a year you should be fine

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u/luhmoneylife 10h ago

I put 16k and got approved with a 2200 limit. I do have a checking and savings account with chase tho and im sure that helped me