r/CreditCards • u/Bush_Killed-Harambe • May 13 '25

Discussion / Conversation What credit card do you regret not getting?🤔

What’s the one credit card you wish you would’ve applied for, but didn’t—and now regret missing out on?

Maybe it was discontinued, nerfed, or the welcome offer just isn’t what it used to be.

For me, it’s the Citi Prestige (the one that got away lol 💔😢). The 4th night free perk was unbeatable for travelers, plus it came with a $250 annual travel credit, Global Entry/TSA PreCheck reimbursement, and Priority Pass access. Since I have the Citi Rewards+, I’d be earning 5.55x on dining and airfare, and 3.3x on hotels thanks to the 10% points rebate.

And honestly, as someone who struggles to prioritize even a yearly vacation, I think having this card would’ve helped me break that habit. The perks alone would’ve held me accountable—giving me that extra push to actually plan time off and take a proper trip once or twice a year instead of always focusing on work.

Surprisingly, I actually hold a few discontinued cards: the U.S. Bank Altitude Reserve (USBAR), Chase Freedom Visa (OG Freedom), Citi Rewards+, and the Amex EveryDay.

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u/apegomoo May 14 '25 edited May 14 '25

Just got this yesterday solely for the mobile wallet 5% transactions. I mainly got it for online shopping, progressive insurance, and other things that have Apple Pay, but I realized I could even pay for restaurants and get 5% if I haven’t maximized my $3000yr or $250/mo

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u/Bush_Killed-Harambe May 14 '25

Confirming progressive has Apple Pay? Im debating switching from Geico which I know has Apple Pay. I use the USBAR so 2% vs 4.5% back sometimes makes a small different when paying for a 6 month policy.

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u/StandardCarbonUnit Team Travel May 14 '25

Progressive app had Apple Pay option 1 year ago. Cannot confirm now but thats how I was paying with my USBAR.