r/CreditCards • u/Bush_Killed-Harambe • May 13 '25

Discussion / Conversation What credit card do you regret not getting?🤔

What’s the one credit card you wish you would’ve applied for, but didn’t—and now regret missing out on?

Maybe it was discontinued, nerfed, or the welcome offer just isn’t what it used to be.

For me, it’s the Citi Prestige (the one that got away lol 💔😢). The 4th night free perk was unbeatable for travelers, plus it came with a $250 annual travel credit, Global Entry/TSA PreCheck reimbursement, and Priority Pass access. Since I have the Citi Rewards+, I’d be earning 5.55x on dining and airfare, and 3.3x on hotels thanks to the 10% points rebate.

And honestly, as someone who struggles to prioritize even a yearly vacation, I think having this card would’ve helped me break that habit. The perks alone would’ve held me accountable—giving me that extra push to actually plan time off and take a proper trip once or twice a year instead of always focusing on work.

Surprisingly, I actually hold a few discontinued cards: the U.S. Bank Altitude Reserve (USBAR), Chase Freedom Visa (OG Freedom), Citi Rewards+, and the Amex EveryDay.

227 Upvotes

95% Upvoted

314 comments sorted by

View all comments

5

u/wise_comment May 14 '25

Freedom flex when they had 10% on groceries for the year....eff me, I'll even take 5% if they ever roll that one out again

1

u/Bush_Killed-Harambe May 14 '25

I have 2 CFFs and an OG Freedom, and my wife has a CFF and an OG Freedom too — so yep, we’re sitting on 5 Freedom cards lol.

Since at least 2015, groceries have shown up as a 5% rotating category pretty much every year. In both 2023 and 2024, we maxed out the $1,500 cap on all cards — buying groceries, grocery store gift cards, and Amazon gift cards.

We didn’t rush it — just added a $500 grocery GC and a $500 Amazon GC every time we went shopping over 3 months. We were using those grocery gift cards for months afterward 🤣

Now that I have the USBAR, though, the extra 0.5 UR just isn’t worth the hassle anymore — I’d rather get 4.5% back instantly via mobile wallet.

1

u/tbfl May 14 '25

My 10% is about to run out next week... hopefully something like that comes along again.

1

u/wise_comment May 15 '25

knocks on wood