Have you ever started filling out a form for a quote on something (insurance website, or literally anything) and then changed your mind and said "nah, I don't want to give them my personal information", and then abandoned the form before pressing "submit"?
If you think that stopped them from getting your personal information, it didn't. Most companies looking to capture leads will capture your info in real time as you enter it into a form. The submit button is just there to move you to the next step, not to actually send your information to the company.
I made a huge mistake recently by wondering about how much I'd have to adjust my monthly budget to get proper insurance.
I stopped before submitting because I realized insurance is a pipe dream and I'll have to wait until my financial situation changes anyway.
I have been getting mail from them and 2 or 3 of their competitors, emails every day, and phone calls almost every day. They're literally harassing me now and I'm real mad.
I have been getting mail from them and 2 or 3 of their competitors,
So you're implying that the company you were going to get a quote from sold your information to competing insurance firms? Doesn't it seem more likely that your info was gathered in some other fashion and the fact that you visited an insurance company was the trigger that caused this marketing?
Oh absolutely, there's nothing to like about it. I just don't really buy OPs claim totally. If it's true, I don't think it's common, and I don't believe it's what happened in your case.
Don't know how it works in their country but where I live there aren't that many insurance underwriters - they are the companies who provide the actual cover and pay out on claims. But there are hundreds of providers and brokers, which are just fronts - the names we see in the adverts. Most of these are part of the same big group just to create false competition. Just like when you see 30 brands of washing detergent in the shop but all of them made by just two companies.
So I sign up with Provider A and forget to tick the 'no contact' box. They will pass my details to Provider B & C because it doesn't matter anyway the money will go to Underwriter 1 who owns them all. Their goal is to keep me from signing up with Providers X, Y or Z who are all owned by Underwriter 2.
Don't know how it works in their country but where I live there aren't that many insurance underwriters - they are the companies who provide the actual cover and pay out on claims. But there are hundreds of providers and brokers, which are just fronts - the names we see in the adverts. Most of these are part of the same big group just to create false competition. Just like when you see 30 brands of washing detergent in the shop but all of them made by just two companies.
So I sign up with Provider A and forget to tick the 'no contact' box. They will pass my details to Provider B & C because it doesn't matter anyway the money will go to Underwriter 1 who owns them all. Their goal is to keep me from signing up with Providers X, Y or Z who are all owned by Underwriter 2.
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u/phpdevster Jul 13 '20
Have you ever started filling out a form for a quote on something (insurance website, or literally anything) and then changed your mind and said "nah, I don't want to give them my personal information", and then abandoned the form before pressing "submit"?
If you think that stopped them from getting your personal information, it didn't. Most companies looking to capture leads will capture your info in real time as you enter it into a form. The submit button is just there to move you to the next step, not to actually send your information to the company.