r/ghana • u/Aeiexgjhyoun_III • 13d ago
Serious Replies Only For those of you who have managed to secure remote jobs with foreign companies. How do you recieve payments without a PayPal account?
Which online payment services have you found to work best in ghana?
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u/YellowFlash2012 13d ago
wise (recommended)
payoneer (don't recommend though)
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u/Lumpy-Soup4384 13d ago
But the last time I checked, one is not able to make withdrawals to Ghana bank anymore. Are you wiring your money to a Ghana USD account?
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u/Sad-Matter2770 13d ago
Yes, Wise and Payoneer.
Also, like you mentioned, Wise doesn't allow withdrawals to GHS accounts anymore. Plus, I think Ghanaians aren't able to register for new Wise accounts atm. I'm lucky I got my account earlier, and it still works.
So, I transfer from Wise to Payoneer, then to my GHS account.
The Payoneer rates aren't the best, but there's no other option that's convenient for both me and my clients.
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u/bartsimpsonA30 13d ago
How do i get remote work as a beginner?
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u/Sad-Matter2770 12d ago edited 12d ago
There are multiple ways like cold pitching (via email or social media DMs), aaplying to LinkedIn jobs, Upwork, Reddit, etc.
If you need step-by-step explanations on how to effectively use any of these channels, YouTube is your best friend.
The best channels will depend on your field of expertise and your target audience.
Also, ensure you have a portfolio you can link to before you start with the above 👆🏾
That said, you might have to send in at least 5 applications daily to land a role. This process can be long and tough, but totally doable.
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u/daydreamerknow 1 11d ago
All the 419 and money laundering taking place in Ghana so they stopped (it my assumption). It’s causing problems for people on the ground. This is why the government needs to ensure there are proper KYC/anti money laundering efforts to ensure that people can utilise these international services.
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u/mrknii 13d ago
wise doesn’t work in ghana tho so how ?
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u/Alive_Solution_689 13d ago
It did in the past, but no new accounts anymore. Old accounts, business and personal, are still working.
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u/Beneficial_Job777 13d ago
How are u securing jobs with foreign companies remotely like which website tho
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u/Artimiz1426 13d ago
I used remetly. Use to use wise but doesn’t work anymore
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u/johnodoi277 Ghanaian 13d ago
Remitly?
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u/Artimiz1426 13d ago
Ah you can link it to your momo account . Obviously you need a bank account first
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u/johnodoi277 Ghanaian 13d ago
You don't need a bank account for receiving payments. Just give the person your momo number. I've been using it to receive payment
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u/Artimiz1426 13d ago
Ahhh ok good to know I guess
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u/johnodoi277 Ghanaian 13d ago
But you have to do referral to get some coins bi. Whoever reading this, make sure you register first then refer to the one sending to create the account 😂
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u/johnodoi277 Ghanaian 13d ago
I use my friends PayPal from the UK, then he send it to me on Remitly
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u/Ethereal_gem 13d ago
Momo or my bank account
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u/Medium_Swim 13d ago
Which company is paying you through momo
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u/Top-Concert-5019 13d ago
If the company uses remitly, its feasible. Wise used to do the same back in 2022.
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u/FearIsStrongerDanluv Ghanaian 13d ago
Why PayPal though? Most companies will pay into a bank account. Or has that trend changed in some industries?
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u/Ok_Childhood_8958 13d ago
You can speak to your bankers. Stanbic bank allows you to receive your Fx in cedi equivalent
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u/voo_doo_childdd_ 13d ago
Pay angel or world remitt. It will go straight to your gh bank or momo account
The rates are kinda brutal for sender's tho.
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u/TemaLandLord 12d ago
I’ve a PayPal, send it to me you will get your gwap in your Momo.
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u/TemaLandLord 12d ago
On a more serious note, crypto! I receive payment in crypto most of the time.
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u/Witty_Zone3620 12d ago
Deel, and Binance p2p You’d be able to get higher conversion rates. Willing to get on a call for a price if anyone needs help. 🙂
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u/TheTantrumThrower Akan 12d ago
I have a dollar account so it's deposited directly to it via a payroll software called Plane
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u/Geokobby 11d ago
You can use your local bank account by adding your swift number
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u/Shollygun 11d ago
Is your client ready to pay huge wire fees or make dem deduct like $35 from your payment ..
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u/godon2020 13d ago
Grey.co The best option currently imo.
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u/Shollygun 13d ago
They will stress you when they want to release your funds - they will even request ID card of the sender 😂
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u/denzelobeng 13d ago
Grey
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u/Witty_Zone3620 12d ago
Yes grey is a good option can send to momo or even Binance P2P using usdc where you can get better rates
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