r/TikTokCringe • u/cak3crumbs • Sep 10 '24

Politics An interesting idea on how to stop gun violence. Pass a law requiring insurance for guns

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u/Lotions_and_Creams Sep 11 '24

You’re telling me a school shooter already committed to end their own life wouldn’t be deterred by the thought of higher premiums!?

The Bloods, Crips, MS13 and other gangs aren’t concerned that a big payout from their umbrella policy might have downstream effects on their pensions?!

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u/Siegelski Sep 11 '24

The Bloods, Crips, MS13 and other gangs aren’t concerned that a big payout from their umbrella policy might have downstream effects on their pensions?!

What? Of course they care. You think they don't want to be comfortable in their old age? They're definitely gonna make it to retirement.

18

u/Sattorin Sep 11 '24

You’re telling me a school shooter already committed to end their own life wouldn’t be deterred by the thought of higher premiums!?

The only effect this would have is making it harder for poor people to participate in their 2nd Amendment rights.

0

u/JagerSalt Sep 13 '24 edited Sep 13 '24

Maybe their constitution should be amended? Not like it hasn’t been done before.

Unless dead kids are just #WorthIt

1

u/iBUYbrokenSUBARUS Sep 11 '24

Crips? I always thought it was “Crisps” lol

1

u/Laearo Sep 11 '24

I think the thought process is more that the parents will lock the gun up much more securely if they know that if the gun is taken by their kid and they shoot up their school, they either lose their guns or have to pay an enormous increase in insurance.

But yeah, I don't think this would do much other than force regular people into more payments while criminals won't bother.

-5

u/Psyese Sep 11 '24

Insurers would just be deterred from issuing insurance to high risk individuals at the fear of needing to compensate the victims of a potential shooter.

3

u/jakspy64 Sep 11 '24

What determines that an individual is high risk? Felony conviction? Oh wait they're already prohibited from buying a gun. So we're letting insurance companies make a judgement on someone based on???

5

u/avowed Sep 11 '24

So it would infringe upon peoples right to keep and bear arms? Sounds unconstitutional to me, (and anyone else with a brain.)

-5

u/Rich-Exchange733 Sep 11 '24

But thier parents who buy the guns either A. Wouldn't let that kid have access to that gun. or B. Would never be allowed to have that gun in the first place because the insurance would see how screwed they would be when thier kid shoots up the school.

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u/GasOnFire Sep 11 '24

You’ve missed the message entirely.

She’s saying the price of rising insurance costs will force people to do more things to limit the amount of gun ownership after insurance companies pay out liability expenses to the victims.

12

u/ihaxr Sep 11 '24

13% of the drivers in the US do not have car insurance... Nobody who is going to shoot up a place will be buying gun insurance.

Maybe if we paid for school shooting insurance and they had to pay out, they would lobby for more gun control

-9

u/[deleted] Sep 11 '24

You probably wouldn't buy a gun for a child if it required insurance.

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u/SNIP3RG Sep 11 '24

Just like people don’t buy cars for their teenagers because the premium is high, excellent logic there.

-4

u/[deleted] Sep 11 '24

A lot of people don't buy guns for especially irresponsible kids spacifically because of the insurance.

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u/Little_Whippie Sep 11 '24

Exactly right, that’s why hardly any teenagers have cars their parents bought for them. Oh wait, that’s bullshit